Used Car Finance in Durham

At Embleton Motor Company Limited, we make financing used cars in Durham straightforward and affordable. Whether you're eyeing an electric, hybrid, or family car, our flexible finance options are designed to fit your budget. Let us help you drive away with your ideal car without the financial strain. Visit us in Middlesbrough or contact us for more details.

Porsche Cayenne 4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)

£28,000

From £551.64/month
4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)
£28,000
(From £551.64/month)
2015
62,068 miles
Petrol
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £28,000 | Total Deposit: £2,800 | Total Amount of Credit: £25,200 | First Payment: £551.64 | 58 Monthly Payments: £551.64 | Final Payment: £551.64 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £7,898.40 | Total Amount Payable: £35,898.40 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Tesla Model 3 (Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

£17,000

From £307.79/month
(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)
£17,000
(From £307.79/month)
2019
56,579 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £17,000 | Total Deposit: £1,700 | Total Amount of Credit: £15,300 | First Payment: £307.79 | 40 Monthly Payments: £307.79 | Final Payment: £7,222.50 | Agreement Duration: 42 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,541.89 | Total Amount Payable: £21,541.89 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Volkswagen ID.3 Pro Performance 58kWh Family Hatchback 5dr Electric Auto (204 ps)

£16,500

From £265.17/month
Pro Performance 58kWh Family Hatchback 5dr Electric Auto (204 ps)
£16,500
(From £265.17/month)
2022
22,450 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £265.17 | 47 Monthly Payments: £265.17 | Final Payment: £7,357.50 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,235.66 | Total Amount Payable: £21,735.66 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

£14,000

From £329.40/month
2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)
£14,000
(From £329.40/month)
2018
52,550 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £329.40 | 26 Monthly Payments: £329.40 | Final Payment: £6,210 | Agreement Duration: 28 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,503.80 | Total Amount Payable: £16,503.80 | Annual Fixed Interest Rate: 11.89% | Representative APR: 11.90%
Ford Puma 1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps)

£12,500

From £213.10/month
1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£12,500
(From £213.10/month)
2020
36,719 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £12,500 | Total Deposit: £1,250 | Total Amount of Credit: £11,250 | First Payment: £213.10 | 46 Monthly Payments: £213.10 | Final Payment: £4,995 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,760.70 | Total Amount Payable: £16,260.70 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Focus 1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps)

£11,995

From £263.96/month
1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps)
£11,995
(From £263.96/month)
2019
57,762 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,995 | Total Deposit: £1,199.50 | Total Amount of Credit: £10,795.50 | First Payment: £263.96 | 32 Monthly Payments: £263.96 | Final Payment: £4,590 | Agreement Duration: 34 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,505.18 | Total Amount Payable: £14,500.18 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall Grandland X 1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£11,000

From £204.63/month
1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£11,000
(From £204.63/month)
2020
35,110 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,000 | Total Deposit: £1,100 | Total Amount of Credit: £9,900 | First Payment: £204.63 | 50 Monthly Payments: £204.63 | Final Payment: £2,673.16 | Agreement Duration: 52 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,209.29 | Total Amount Payable: £14,209.29 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Audi A5 2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

£10,750

From £211.79/month
2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)
£10,750
(From £211.79/month)
2018
114,452 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £10,750 | Total Deposit: £1,075 | Total Amount of Credit: £9,675 | First Payment: £211.79 | 58 Monthly Payments: £211.79 | Final Payment: £211.79 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,032.40 | Total Amount Payable: £13,782.40 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Honda Civic 1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro 6 (s/s) (126 ps)

£10,000

From £198.84/month
1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro 6 (s/s) (126 ps)
£10,000
(From £198.84/month)
2018
53,698 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £198.84 | 28 Monthly Payments: £198.84 | Final Payment: £5,265 | Agreement Duration: 30 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,031.36 | Total Amount Payable: £12,031.36 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Nissan Leaf 40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)

£7,000

From £182.92/month
40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)
£7,000
(From £182.92/month)
2018
67,200 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £182.92 | 22 Monthly Payments: £182.92 | Final Payment: £3,172.50 | Agreement Duration: 24 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,079.66 | Total Amount Payable: £8,079.66 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)

£6,995

From £137.82/month
2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)
£6,995
(From £137.82/month)
2014
61,230 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,995 | Total Deposit: £699.50 | Total Amount of Credit: £6,295.50 | First Payment: £137.82 | 58 Monthly Payments: £137.82 | Final Payment: £138.82 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,974.70 | Total Amount Payable: £8,969.70 | Annual Fixed Interest Rate: 6.27% | Representative APR: 11.90%
Ford C-Max 1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

£6,695

From £131.90/month
1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)
£6,695
(From £131.90/month)
2015
47,279 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,695 | Total Deposit: £669.50 | Total Amount of Credit: £6,025.50 | First Payment: £131.90 | 58 Monthly Payments: £131.90 | Final Payment: £131.90 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,888.50 | Total Amount Payable: £8,583.50 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Fiesta 1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)

£6,500

From £128.06/month
1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)
£6,500
(From £128.06/month)
2017
44,104 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,500 | Total Deposit: £650 | Total Amount of Credit: £5,850 | First Payment: £128.06 | 58 Monthly Payments: £128.06 | Final Payment: £128.06 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,833.60 | Total Amount Payable: £8,333.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Kia Rio 1.25 1 Hatchback 5dr Petrol Manual Euro 6 (84 bhp)

£4,695

From £92.50/month
1.25 1 Hatchback 5dr Petrol Manual Euro 6 (84 bhp)
£4,695
(From £92.50/month)
2015
65,415 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £4,695 | Total Deposit: £469.50 | Total Amount of Credit: £4,225.50 | First Payment: £92.50 | 58 Monthly Payments: £92.50 | Final Payment: £92.50 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,324.50 | Total Amount Payable: £6,019.50 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Suzuki Swift 1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)

£4,500

From £88.63/month
1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)
£4,500
(From £88.63/month)
2013
50,419 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £88.63 | 58 Monthly Payments: £88.63 | Final Payment: £89.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,268.80 | Total Amount Payable: £5,768.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%

What Finance Options Are Available For Purchasing Used Cars In Durham?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your needs.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, we consider all applications, including those from individuals with poor credit histories. We work with several lenders who specialise in providing finance to those with less than perfect credit scores.

What Documents Do I Need To Provide To Apply For Car Finance?

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's processes.

Can I Use A Part Exchange As A Deposit For My Car Finance?

Absolutely, part exchanges are welcome. The value of your current vehicle can be used towards the deposit for your next car, potentially lowering your monthly payments.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

Finance is available on most of the used cars in our inventory. However, some restrictions might apply based on the age and mileage of the car. Our team can provide specific details based on the car you are interested in.