Used Car Finance in Billingham

Looking for used car finance in Billingham? At Embleton Motor Company Limited, we offer flexible financing options to make owning your ideal car more affordable. Whether you're in Billingham or nearby, our tailored plans suit various budgets, ensuring you can drive away with ease. Visit us to explore your options!

Vehicle Type

Body Type

Price | Monthly

to

Manufacturer

Model

Porsche Cayenne 4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)

Porsche Cayenne

4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)

£28,990

(From £571.15/month)

2015

62,068 miles

Petrol

Automatic

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £28,990 | Total Deposit: £2,899 | Total Amount of Credit: £26,091 | First Payment: £571.15 | 58 Monthly Payments: £571.15 | Final Payment: £571.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £8,178 | Total Amount Payable: £37,168 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Tesla Model 3 (Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

Tesla Model 3

(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

£16,500

(From £290.85/month)

2019

56,579 miles

Electric

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £290.85 | 41 Monthly Payments: £290.85 | Final Payment: £7,177.50 | Agreement Duration: 43 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,543.20 | Total Amount Payable: £21,043.20 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Volkswagen Tiguan 2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

Volkswagen Tiguan

2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£15,695

(From £418.29/month)

2017

81,168 miles

Diesel

Manual

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £15,695 | Total Deposit: £1,569.50 | Total Amount of Credit: £14,125.50 | First Payment: £418.29 | 20 Monthly Payments: £418.29 | Final Payment: £7,605 | Agreement Duration: 22 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,263.59 | Total Amount Payable: £17,958.59 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Ford Kuga 2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

Ford Kuga

2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

£14,000

(From £329.40/month)

2018

52,550 miles

Diesel

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £329.40 | 26 Monthly Payments: £329.40 | Final Payment: £6,210 | Agreement Duration: 28 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,503.80 | Total Amount Payable: £16,503.80 | Annual Fixed Interest Rate: 11.89% | Representative APR: 11.90%

Finance Calculator

Audi A5 2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

Audi A5

2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

£11,500

(From £226.57/month)

2018

114,452 miles

Diesel

Automatic

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £11,500 | Total Deposit: £1,150 | Total Amount of Credit: £10,350 | First Payment: £226.57 | 58 Monthly Payments: £226.57 | Final Payment: £226.57 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,244.20 | Total Amount Payable: £14,744.20 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Vauxhall Grandland X 1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

Vauxhall Grandland X

1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£11,190

(From £206.78/month)

2020

35,110 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £11,190 | Total Deposit: £1,119 | Total Amount of Credit: £10,071 | First Payment: £206.78 | 51 Monthly Payments: £206.78 | Final Payment: £2,628.22 | Agreement Duration: 53 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,309.78 | Total Amount Payable: £14,499.78 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Honda Civic 1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro 6 (s/s) (126 ps)

Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro 6 (s/s) (126 ps)

£10,295

(From £209.34/month)

2018

53,698 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £10,295 | Total Deposit: £1,029.50 | Total Amount of Credit: £9,265.50 | First Payment: £209.34 | 28 Monthly Payments: £209.34 | Final Payment: £5,265 | Agreement Duration: 30 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,070.36 | Total Amount Payable: £12,365.36 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Nissan Leaf 40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)

Nissan Leaf

40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)

£7,000

(From £182.92/month)

2018

67,200 miles

Electric

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £182.92 | 22 Monthly Payments: £182.92 | Final Payment: £3,172.50 | Agreement Duration: 24 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,079.66 | Total Amount Payable: £8,079.66 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%

Finance Calculator

Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)

Ford Kuga

2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)

£6,995

(From £137.82/month)

2014

61,230 miles

Diesel

Manual

Not Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £6,995 | Total Deposit: £699.50 | Total Amount of Credit: £6,295.50 | First Payment: £137.82 | 58 Monthly Payments: £137.82 | Final Payment: £138.82 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,974.70 | Total Amount Payable: £8,969.70 | Annual Fixed Interest Rate: 6.27% | Representative APR: 11.90%

Finance Calculator

Ford C-Max 1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

Ford C-Max

1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

£6,695

(From £131.90/month)

2015

47,279 miles

Diesel

Manual

Not Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £6,695 | Total Deposit: £669.50 | Total Amount of Credit: £6,025.50 | First Payment: £131.90 | 58 Monthly Payments: £131.90 | Final Payment: £131.90 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,888.50 | Total Amount Payable: £8,583.50 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Vauxhall Insignia 2.0 CDTi Elite Nav Sports Tourer 5dr Diesel Auto Euro 6 (170 ps)

Vauxhall Insignia

2.0 CDTi Elite Nav Sports Tourer 5dr Diesel Auto Euro 6 (170 ps)

£6,595

(From £129.93/month)

2015

75,800 miles

Diesel

Automatic

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £6,595 | Total Deposit: £659.50 | Total Amount of Credit: £5,935.50 | First Payment: £129.93 | 58 Monthly Payments: £129.93 | Final Payment: £129.93 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,860.30 | Total Amount Payable: £8,455.30 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Ford Fiesta 1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)

Ford Fiesta

1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)

£6,500

(From £128.06/month)

2017

44,104 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £6,500 | Total Deposit: £650 | Total Amount of Credit: £5,850 | First Payment: £128.06 | 58 Monthly Payments: £128.06 | Final Payment: £128.06 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,833.60 | Total Amount Payable: £8,333.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Kia Rio 1.25 1 Hatchback 5dr Petrol Manual Euro 6 (84 bhp)

Kia Rio

1.25 1 Hatchback 5dr Petrol Manual Euro 6 (84 bhp)

£4,695

(From £92.50/month)

2015

65,415 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £4,695 | Total Deposit: £469.50 | Total Amount of Credit: £4,225.50 | First Payment: £92.50 | 58 Monthly Payments: £92.50 | Final Payment: £92.50 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,324.50 | Total Amount Payable: £6,019.50 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Suzuki Swift 1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)

Suzuki Swift

1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)

£4,500

(From £88.63/month)

2013

50,419 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £88.63 | 58 Monthly Payments: £88.63 | Final Payment: £89.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,268.80 | Total Amount Payable: £5,768.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%

Finance Calculator

Hyundai ix20 1.4 Active Hatchback 5dr Petrol Manual Euro 5 (90 bhp)

Hyundai ix20

1.4 Active Hatchback 5dr Petrol Manual Euro 5 (90 bhp)

£3,490

(From £68.74/month)

2014

70,557 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £3,490 | Total Deposit: £349 | Total Amount of Credit: £3,141 | First Payment: £68.74 | 58 Monthly Payments: £68.74 | Final Payment: £69.74 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £984.40 | Total Amount Payable: £4,474.40 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%

Finance Calculator

Typical Representative Finance Example

Product Hire Purchase	Cash Price £8,395.00
Total Deposit £839.50	Total Amount of Credit £7,555.50
First Payment £175.57	58 Monthly Payments £175.57
Final Payment £185.57	Agreement Duration 60 months
Admin Fee £0.00	Option to Purchase Fee £10.00
Interest Charges £2,988.70	Total Amount Payable £11,383.70
Annual Fixed Interest Rate 7.88%	Representative APR 14.90%

Product Hire Purchase	Cash Price £8,395.00	Total Deposit £839.50	Total Amount of Credit £7,555.50	First Payment £175.57
58 Monthly Payments £175.57	Final Payment £185.57	Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £10.00
Interest Charges £2,988.70	Total Amount Payable £11,383.70	Annual Fixed Interest Rate 7.88%	Representative APR 14.90%

Product Hire Purchase	Cash Price £8,395.00	Total Deposit £839.50	Total Amount of Credit £7,555.50	First Payment £175.57	58 Monthly Payments £175.57	Final Payment £185.57
Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £10.00	Interest Charges £2,988.70	Total Amount Payable £11,383.70	Annual Fixed Interest Rate 7.88%	Representative APR 14.90%

What Finance Options Are Available For Purchasing Used Cars In Billingham?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our team can provide detailed explanations and help you choose the best option for your needs.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, you can! We work with several lenders who specialise in providing finance options for individuals with varied credit histories. We encourage you to apply as we often find solutions for our customers with less than perfect credit scores.

What Is The Process For Applying For Car Finance At Embleton Motor Company Limited?

The process is straightforward. First, choose the car you are interested in from our selection. Then, fill out our finance application form online or in-store. We will then review your application and get back to you with the available finance options.

How Quickly Can I Get Approved For Car Finance?

Approval times can vary, but we aim to respond to all applications within 24 to 48 hours. Once approved, we can proceed with the necessary paperwork and get you on the road in your new car as soon as possible.

Are There Any Fees Or Charges Associated With Car Finance?

We maintain transparency about all fees and charges. There may be administrative fees associated with the finance agreement, which we will clearly outline during the application process. There are no hidden costs, and we ensure you have all the information upfront.

Can I Use A Part Exchange As A Deposit For My Car Finance?

Absolutely! We accept part exchanges, and they can be used as a deposit towards your next car purchase. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement, potentially lowering your monthly payments.

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