Used Car Finance in Durham

At Embleton Motor Company Limited, we make financing used cars in Durham straightforward and affordable. Whether you're eyeing an electric, hybrid, or family car, our flexible finance options are designed to fit your budget. Let us help you drive away with your ideal car without the financial strain. Visit us in Middlesbrough or contact us for more details.

Vehicle Type

Body Type

Price | Monthly

to

Manufacturer

Model

Tesla Model 3 (Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

Tesla Model 3

(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

£16,500

(From £294.51/month)

2019

56,579 miles

Electric

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £294.51 | 40 Monthly Payments: £294.51 | Final Payment: £7,222.50 | Agreement Duration: 42 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,447.41 | Total Amount Payable: £20,947.41 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%

Finance Calculator

Volkswagen ID.3 Pro Performance 58kWh Family Hatchback 5dr Electric Auto (204 ps)

Volkswagen ID.3

Pro Performance 58kWh Family Hatchback 5dr Electric Auto (204 ps)

£16,000

(From £253.47/month)

2022

22,450 miles

Electric

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £16,000 | Total Deposit: £1,600 | Total Amount of Credit: £14,400 | First Payment: £253.47 | 47 Monthly Payments: £253.47 | Final Payment: £7,357.50 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,124.06 | Total Amount Payable: £21,124.06 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Ford Kuga 2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

Ford Kuga

2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

£13,500

(From £310.45/month)

2018

52,550 miles

Diesel

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £13,500 | Total Deposit: £1,350 | Total Amount of Credit: £12,150 | First Payment: £310.45 | 26 Monthly Payments: £310.45 | Final Payment: £6,210 | Agreement Duration: 28 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,442.15 | Total Amount Payable: £15,942.15 | Annual Fixed Interest Rate: 11.89% | Representative APR: 11.90%

Finance Calculator

Ford Puma 1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps)

Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps)

£12,250

(From £209.23/month)

2020

36,719 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £12,250 | Total Deposit: £1,225 | Total Amount of Credit: £11,025 | First Payment: £209.23 | 45 Monthly Payments: £209.23 | Final Payment: £5,040 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,639.58 | Total Amount Payable: £15,889.58 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%

Finance Calculator

Ford Focus 1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps)

Ford Focus

1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps)

£11,795

(From £262.16/month)

2019

57,762 miles

Diesel

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £11,795 | Total Deposit: £1,179.50 | Total Amount of Credit: £10,615.50 | First Payment: £262.16 | 31 Monthly Payments: £262.16 | Final Payment: £4,635 | Agreement Duration: 33 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,408.62 | Total Amount Payable: £14,203.62 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%

Finance Calculator

Vauxhall Grandland X 1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

Vauxhall Grandland X

1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£10,745

(From £198.93/month)

2020

35,110 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £10,745 | Total Deposit: £1,074.50 | Total Amount of Credit: £9,670.50 | First Payment: £198.93 | 50 Monthly Payments: £198.93 | Final Payment: £2,674.19 | Agreement Duration: 52 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,149.12 | Total Amount Payable: £13,894.12 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Audi A5 2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

Audi A5

2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

£10,000

(From £197.01/month)

2018

114,452 miles

Diesel

Automatic

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £197.01 | 58 Monthly Payments: £197.01 | Final Payment: £197.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,820.60 | Total Amount Payable: £12,820.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Nissan Leaf 40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)

Nissan Leaf

40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)

£7,000

(From £182.92/month)

2018

67,200 miles

Electric

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £182.92 | 22 Monthly Payments: £182.92 | Final Payment: £3,172.50 | Agreement Duration: 24 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,079.66 | Total Amount Payable: £8,079.66 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%

Finance Calculator

Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)

Ford Kuga

2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)

£6,995

(From £137.82/month)

2014

61,230 miles

Diesel

Manual

Not Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £6,995 | Total Deposit: £699.50 | Total Amount of Credit: £6,295.50 | First Payment: £137.82 | 58 Monthly Payments: £137.82 | Final Payment: £138.82 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,974.70 | Total Amount Payable: £8,969.70 | Annual Fixed Interest Rate: 6.27% | Representative APR: 11.90%

Ford C-Max 1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

Ford C-Max

1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

£6,495

(From £127.96/month)

2015

47,279 miles

Diesel

Manual

Not Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £6,495 | Total Deposit: £649.50 | Total Amount of Credit: £5,845.50 | First Payment: £127.96 | 58 Monthly Payments: £127.96 | Final Payment: £127.96 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,832.10 | Total Amount Payable: £8,327.10 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Vauxhall Zafira Tourer 2.0 CDTi SRi MPV 5dr Diesel Manual Euro 6 (s/s) (170 ps)

Vauxhall Zafira Tourer

2.0 CDTi SRi MPV 5dr Diesel Manual Euro 6 (s/s) (170 ps)

£5,500

(From £108.36/month)

2016

78,382 miles

Diesel

Manual

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £108.36 | 58 Monthly Payments: £108.36 | Final Payment: £108.36 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,551.60 | Total Amount Payable: £7,051.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Vauxhall Corsa 1.4i ecoFLEX Excite Hatchback 3dr Petrol Manual Euro 6 (a/c) (90 ps)

Vauxhall Corsa

1.4i ecoFLEX Excite Hatchback 3dr Petrol Manual Euro 6 (a/c) (90 ps)

£5,500

(From £108.36/month)

2015

42,484 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £108.36 | 58 Monthly Payments: £108.36 | Final Payment: £108.36 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,551.60 | Total Amount Payable: £7,051.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Vauxhall ADAM 1.4i Turbo GRAND SLAM Hatchback 3dr Petrol Manual Euro 6 (s/s) (150 ps)

Vauxhall ADAM

1.4i Turbo GRAND SLAM Hatchback 3dr Petrol Manual Euro 6 (s/s) (150 ps)

£5,495

(From £108.26/month)

2015

81,484 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £5,495 | Total Deposit: £549.50 | Total Amount of Credit: £4,945.50 | First Payment: £108.26 | 58 Monthly Payments: £108.26 | Final Payment: £108.26 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,550.10 | Total Amount Payable: £7,045.10 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Hyundai ix35 1.7 CRDi SE SUV 5dr Diesel Manual Euro 5 (s/s) (Nav) (115 ps)

Hyundai ix35

1.7 CRDi SE SUV 5dr Diesel Manual Euro 5 (s/s) (Nav) (115 ps)

£4,500

(From £88.63/month)

2014

87,576 miles

Diesel

Manual

Not Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £88.63 | 58 Monthly Payments: £88.63 | Final Payment: £89.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,268.80 | Total Amount Payable: £5,768.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%

Finance Calculator

Suzuki Swift 1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)

Suzuki Swift

1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)

£4,500

(From £88.63/month)

2013

50,419 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £88.63 | 58 Monthly Payments: £88.63 | Final Payment: £89.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,268.80 | Total Amount Payable: £5,768.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%

Finance Calculator

Typical Representative Finance Example

Product Hire Purchase	Cash Price £8,395.00
Total Deposit £839.50	Total Amount of Credit £7,555.50
First Payment £175.57	58 Monthly Payments £175.57
Final Payment £185.57	Agreement Duration 60 months
Admin Fee £0.00	Option to Purchase Fee £10.00
Interest Charges £2,988.70	Total Amount Payable £11,383.70
Annual Fixed Interest Rate 7.88%	Representative APR 14.90%

Product Hire Purchase	Cash Price £8,395.00	Total Deposit £839.50	Total Amount of Credit £7,555.50	First Payment £175.57
58 Monthly Payments £175.57	Final Payment £185.57	Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £10.00
Interest Charges £2,988.70	Total Amount Payable £11,383.70	Annual Fixed Interest Rate 7.88%	Representative APR 14.90%

Product Hire Purchase	Cash Price £8,395.00	Total Deposit £839.50	Total Amount of Credit £7,555.50	First Payment £175.57	58 Monthly Payments £175.57	Final Payment £185.57
Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £10.00	Interest Charges £2,988.70	Total Amount Payable £11,383.70	Annual Fixed Interest Rate 7.88%	Representative APR 14.90%

What Finance Options Are Available For Purchasing Used Cars In Durham?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your needs.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, we consider all applications, including those from individuals with poor credit histories. We work with several lenders who specialise in providing finance to those with less than perfect credit scores.

What Documents Do I Need To Provide To Apply For Car Finance?

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's processes.

Can I Use A Part Exchange As A Deposit For My Car Finance?

Absolutely, part exchanges are welcome. The value of your current vehicle can be used towards the deposit for your next car, potentially lowering your monthly payments.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

Finance is available on most of the used cars in our inventory. However, some restrictions might apply based on the age and mileage of the car. Our team can provide specific details based on the car you are interested in.

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