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Used Car Finance in Durham

At Embleton Motor Company Limited, we make financing used cars in Durham straightforward and affordable. Whether you're eyeing an electric, hybrid, or family car, our flexible finance options are designed to fit your budget. Let us help you drive away with your ideal car without the financial strain. Visit us in Middlesbrough or contact us for more details.

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Porsche Cayenne 4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)

£28,990

From £571.15/month
Porsche

Porsche Cayenne

4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)
£28,990
(From £571.15/month)
2015
62,068 miles
Petrol
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £28,990 | Total Deposit: £2,899 | Total Amount of Credit: £26,091 | First Payment: £571.15 | 58 Monthly Payments: £571.15 | Final Payment: £571.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £8,178 | Total Amount Payable: £37,168 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Tesla Model 3 (Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

£17,399

From £314.26/month
Tesla

Tesla Model 3

(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)
£17,399
(From £314.26/month)
2019
56,579 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £17,399 | Total Deposit: £1,739.90 | Total Amount of Credit: £15,659.10 | First Payment: £314.26 | 41 Monthly Payments: £314.26 | Final Payment: £7,177.50 | Agreement Duration: 43 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,717.32 | Total Amount Payable: £22,116.32 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Volkswagen Tiguan 2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£15,795

From £423.03/month
Volkswagen

Volkswagen Tiguan

2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£15,795
(From £423.03/month)
2017
81,168 miles
Diesel
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £15,795 | Total Deposit: £1,579.50 | Total Amount of Credit: £14,215.50 | First Payment: £423.03 | 20 Monthly Payments: £423.03 | Final Payment: £7,605 | Agreement Duration: 22 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,273.13 | Total Amount Payable: £18,068.13 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

£14,500

From £342.86/month
Ford

Ford Kuga

2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)
£14,500
(From £342.86/month)
2018
52,550 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,500 | Total Deposit: £1,450 | Total Amount of Credit: £13,050 | First Payment: £342.86 | 27 Monthly Payments: £342.86 | Final Payment: £6,097.50 | Agreement Duration: 29 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,647.58 | Total Amount Payable: £17,147.58 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
MINI Countryman 2.0 Cooper D SUV 5dr Diesel Auto ALL4 Euro 6 (s/s) (150 ps)

£14,000

From £290.19/month
MINI

MINI Countryman

2.0 Cooper D SUV 5dr Diesel Auto ALL4 Euro 6 (s/s) (150 ps)
£14,000
(From £290.19/month)
2018
55,815 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £290.19 | 32 Monthly Payments: £290.19 | Final Payment: £6,052.50 | Agreement Duration: 34 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,028.77 | Total Amount Payable: £17,028.77 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
BMW 3 Series 2.0 SE Pro Saloon (2018 - 2022)

£13,990

From £233.41/month
BMW

BMW 3 Series

 
£13,990
(From £233.41/month)
2020
66,695 miles
Petrol Plug-in Hybrid
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,990 | Total Deposit: £1,399 | Total Amount of Credit: £12,591 | First Payment: £233.41 | 55 Monthly Payments: £233.41 | Final Payment: £4,210.12 | Agreement Duration: 57 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,690.08 | Total Amount Payable: £18,680.08 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
MINI Electric Hatch Cooper SE 32.6kWh Level 2 Hatchback 3dr Electric Auto (184 ps)

£13,490

From £205.10/month
MINI

MINI Electric Hatch

Cooper SE 32.6kWh Level 2 Hatchback 3dr Electric Auto (184 ps)
£13,490
(From £205.10/month)
2021
8,795 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,490 | Total Deposit: £1,349 | Total Amount of Credit: £12,141 | First Payment: £205.10 | 47 Monthly Payments: £205.10 | Final Payment: £6,727.50 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,431.30 | Total Amount Payable: £17,921.30 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Audi A5 2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

£11,500

From £226.57/month
Audi

Audi A5

2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)
£11,500
(From £226.57/month)
2018
114,452 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £11,500 | Total Deposit: £1,150 | Total Amount of Credit: £10,350 | First Payment: £226.57 | 58 Monthly Payments: £226.57 | Final Payment: £226.57 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,244.20 | Total Amount Payable: £14,744.20 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Renault Zoe 52kw GT Line Hatchback (2019 - )

£9,290

From £157.83/month
Renault

Renault Zoe

 
£9,290
(From £157.83/month)
2021
25,255 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £9,290 | Total Deposit: £929 | Total Amount of Credit: £8,361 | First Payment: £157.83 | 47 Monthly Payments: £157.83 | Final Payment: £3,622.50 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,837.34 | Total Amount Payable: £12,127.34 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Nissan Leaf 40kWh Tekna Hatchback 5dr Electric Auto (150 ps)

£7,695

From £150.65/month
Nissan

Nissan Leaf

40kWh Tekna Hatchback 5dr Electric Auto (150 ps)
£7,695
(From £150.65/month)
2019
55,199 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £7,695 | Total Deposit: £769.50 | Total Amount of Credit: £6,925.50 | First Payment: £150.65 | 36 Monthly Payments: £150.65 | Final Payment: £3,195 | Agreement Duration: 38 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,843.55 | Total Amount Payable: £9,538.55 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Fiat 500 1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)

£6,995

From £160.54/month
Fiat

Fiat 500

1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)
£6,995
(From £160.54/month)
2018
25,312 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,995 | Total Deposit: £699.50 | Total Amount of Credit: £6,295.50 | First Payment: £160.54 | 24 Monthly Payments: £160.54 | Final Payment: £3,487.50 | Agreement Duration: 26 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,205.50 | Total Amount Payable: £8,200.50 | Annual Fixed Interest Rate: 11.89% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 6 (s/s) (150 ps)

£5,695

From £112.21/month
Ford

Ford Kuga

2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 6 (s/s) (150 ps)
£5,695
(From £112.21/month)
2015
89,500 miles
Diesel
Manual
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,695 | Total Deposit: £569.50 | Total Amount of Credit: £5,125.50 | First Payment: £112.21 | 58 Monthly Payments: £112.21 | Final Payment: £113.21 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,608.10 | Total Amount Payable: £7,303.10 | Annual Fixed Interest Rate: 6.27% | Representative APR: 11.90%
Fiat Panda 0.9 TwinAir Trekking Hatchback 5dr Petrol Manual Euro 6 (s/s) (85 bhp)

£3,995

From £78.68/month
Fiat

Fiat Panda

0.9 TwinAir Trekking Hatchback 5dr Petrol Manual Euro 6 (s/s) (85 bhp)
£3,995
(From £78.68/month)
2014
68,189 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £3,995 | Total Deposit: £399.50 | Total Amount of Credit: £3,595.50 | First Payment: £78.68 | 58 Monthly Payments: £78.68 | Final Payment: £79.68 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,126.30 | Total Amount Payable: £5,121.30 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Hyundai ix20 1.4 Active Hatchback 5dr Petrol Manual Euro 5 (90 bhp)

£3,490

From £68.74/month
Hyundai

Hyundai ix20

1.4 Active Hatchback 5dr Petrol Manual Euro 5 (90 bhp)
£3,490
(From £68.74/month)
2014
70,557 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £3,490 | Total Deposit: £349 | Total Amount of Credit: £3,141 | First Payment: £68.74 | 58 Monthly Payments: £68.74 | Final Payment: £69.74 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £984.40 | Total Amount Payable: £4,474.40 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Typical Representative Finance Example
Product
Hire Purchase		Cash Price
£8,395.00
Total Deposit
£839.50		Total Amount of Credit
£7,555.50
First Payment
£175.57		58 Monthly Payments
£175.57
Final Payment
£185.57		Agreement Duration
60 months
Admin Fee
£0.00		Option to Purchase Fee
£10.00
Interest Charges
£2,988.70		Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%		Representative APR
14.90%
Product
Hire Purchase		Cash Price
£8,395.00		Total Deposit
£839.50		Total Amount of Credit
£7,555.50		First Payment
£175.57
58 Monthly Payments
£175.57		Final Payment
£185.57		Agreement Duration
60 months		Admin Fee
£0.00		Option to Purchase Fee
£10.00
Interest Charges
£2,988.70		Total Amount Payable
£11,383.70		Annual Fixed Interest Rate
7.88%		Representative APR
14.90%
Product
Hire Purchase		Cash Price
£8,395.00		Total Deposit
£839.50		Total Amount of Credit
£7,555.50		First Payment
£175.57		58 Monthly Payments
£175.57		Final Payment
£185.57
Agreement Duration
60 months		Admin Fee
£0.00		Option to Purchase Fee
£10.00		Interest Charges
£2,988.70		Total Amount Payable
£11,383.70		Annual Fixed Interest Rate
7.88%		Representative APR
14.90%

What Finance Options Are Available For Purchasing Used Cars In Durham?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your needs.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, we consider all applications, including those from individuals with poor credit histories. We work with several lenders who specialise in providing finance to those with less than perfect credit scores.

What Documents Do I Need To Provide To Apply For Car Finance?

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's processes.

Can I Use A Part Exchange As A Deposit For My Car Finance?

Absolutely, part exchanges are welcome. The value of your current vehicle can be used towards the deposit for your next car, potentially lowering your monthly payments.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

Finance is available on most of the used cars in our inventory. However, some restrictions might apply based on the age and mileage of the car. Our team can provide specific details based on the car you are interested in.

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