Used Car Finance in Middlesbrough

Exploring used car finance in Middlesbrough offers a flexible way to purchase your next vehicle. With various financing options available, you can find a plan that suits your budget, allowing you to spread the cost over time. Visit Embleton Motor Company Limited to discover competitive finance deals tailored to your needs.

Tesla Model 3 (Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

£16,500

From £294.51/month
(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)
£16,500
(From £294.51/month)
2019
56,579 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £294.51 | 40 Monthly Payments: £294.51 | Final Payment: £7,222.50 | Agreement Duration: 42 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,447.41 | Total Amount Payable: £20,947.41 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Volkswagen ID.3 Pro Performance 58kWh Family Hatchback 5dr Electric Auto (204 ps)

£16,000

From £253.47/month
Pro Performance 58kWh Family Hatchback 5dr Electric Auto (204 ps)
£16,000
(From £253.47/month)
2022
22,450 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,000 | Total Deposit: £1,600 | Total Amount of Credit: £14,400 | First Payment: £253.47 | 47 Monthly Payments: £253.47 | Final Payment: £7,357.50 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,124.06 | Total Amount Payable: £21,124.06 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

£13,500

From £310.45/month
2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)
£13,500
(From £310.45/month)
2018
52,550 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,500 | Total Deposit: £1,350 | Total Amount of Credit: £12,150 | First Payment: £310.45 | 26 Monthly Payments: £310.45 | Final Payment: £6,210 | Agreement Duration: 28 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,442.15 | Total Amount Payable: £15,942.15 | Annual Fixed Interest Rate: 11.89% | Representative APR: 11.90%
Ford Puma 1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps)

£12,250

From £209.23/month
1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£12,250
(From £209.23/month)
2020
36,719 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £12,250 | Total Deposit: £1,225 | Total Amount of Credit: £11,025 | First Payment: £209.23 | 45 Monthly Payments: £209.23 | Final Payment: £5,040 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,639.58 | Total Amount Payable: £15,889.58 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Ford Focus 1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps)

£11,795

From £262.16/month
1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps)
£11,795
(From £262.16/month)
2019
57,762 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,795 | Total Deposit: £1,179.50 | Total Amount of Credit: £10,615.50 | First Payment: £262.16 | 31 Monthly Payments: £262.16 | Final Payment: £4,635 | Agreement Duration: 33 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,408.62 | Total Amount Payable: £14,203.62 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Vauxhall Grandland X 1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£10,745

From £198.93/month
1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£10,745
(From £198.93/month)
2020
35,110 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £10,745 | Total Deposit: £1,074.50 | Total Amount of Credit: £9,670.50 | First Payment: £198.93 | 50 Monthly Payments: £198.93 | Final Payment: £2,674.19 | Agreement Duration: 52 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,149.12 | Total Amount Payable: £13,894.12 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Audi A5 2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

£10,000

From £197.01/month
2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)
£10,000
(From £197.01/month)
2018
114,452 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £197.01 | 58 Monthly Payments: £197.01 | Final Payment: £197.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,820.60 | Total Amount Payable: £12,820.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Nissan Leaf 40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)

£7,000

From £182.92/month
40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)
£7,000
(From £182.92/month)
2018
67,200 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £182.92 | 22 Monthly Payments: £182.92 | Final Payment: £3,172.50 | Agreement Duration: 24 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,079.66 | Total Amount Payable: £8,079.66 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)

£6,995

From £137.82/month
2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)
£6,995
(From £137.82/month)
2014
61,230 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,995 | Total Deposit: £699.50 | Total Amount of Credit: £6,295.50 | First Payment: £137.82 | 58 Monthly Payments: £137.82 | Final Payment: £138.82 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,974.70 | Total Amount Payable: £8,969.70 | Annual Fixed Interest Rate: 6.27% | Representative APR: 11.90%
Ford C-Max 1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

£6,495

From £127.96/month
1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)
£6,495
(From £127.96/month)
2015
47,279 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,495 | Total Deposit: £649.50 | Total Amount of Credit: £5,845.50 | First Payment: £127.96 | 58 Monthly Payments: £127.96 | Final Payment: £127.96 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,832.10 | Total Amount Payable: £8,327.10 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Fiesta 1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)

£6,300

From £124.12/month
1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)
£6,300
(From £124.12/month)
2017
44,104 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,300 | Total Deposit: £630 | Total Amount of Credit: £5,670 | First Payment: £124.12 | 58 Monthly Payments: £124.12 | Final Payment: £124.12 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,777.20 | Total Amount Payable: £8,077.20 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall Zafira Tourer 2.0 CDTi SRi MPV 5dr Diesel Manual Euro 6 (s/s) (170 ps)

£5,500

From £108.36/month
2.0 CDTi SRi MPV 5dr Diesel Manual Euro 6 (s/s) (170 ps)
£5,500
(From £108.36/month)
2016
78,382 miles
Diesel
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £108.36 | 58 Monthly Payments: £108.36 | Final Payment: £108.36 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,551.60 | Total Amount Payable: £7,051.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall Corsa 1.4i ecoFLEX Excite Hatchback 3dr Petrol Manual Euro 6 (a/c) (90 ps)

£5,500

From £108.36/month
1.4i ecoFLEX Excite Hatchback 3dr Petrol Manual Euro 6 (a/c) (90 ps)
£5,500
(From £108.36/month)
2015
42,484 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £108.36 | 58 Monthly Payments: £108.36 | Final Payment: £108.36 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,551.60 | Total Amount Payable: £7,051.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall ADAM 1.4i Turbo GRAND SLAM Hatchback 3dr Petrol Manual Euro 6 (s/s) (150 ps)

£5,495

From £108.26/month
1.4i Turbo GRAND SLAM Hatchback 3dr Petrol Manual Euro 6 (s/s) (150 ps)
£5,495
(From £108.26/month)
2015
81,484 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,495 | Total Deposit: £549.50 | Total Amount of Credit: £4,945.50 | First Payment: £108.26 | 58 Monthly Payments: £108.26 | Final Payment: £108.26 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,550.10 | Total Amount Payable: £7,045.10 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Hyundai ix35 1.7 CRDi SE SUV 5dr Diesel Manual Euro 5 (s/s) (Nav) (115 ps)

£4,500

From £88.63/month
1.7 CRDi SE SUV 5dr Diesel Manual Euro 5 (s/s) (Nav) (115 ps)
£4,500
(From £88.63/month)
2014
87,576 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £88.63 | 58 Monthly Payments: £88.63 | Final Payment: £89.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,268.80 | Total Amount Payable: £5,768.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Suzuki Swift 1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)

£4,500

From £88.63/month
1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)
£4,500
(From £88.63/month)
2013
50,419 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £88.63 | 58 Monthly Payments: £88.63 | Final Payment: £89.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,268.80 | Total Amount Payable: £5,768.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%

What Finance Options Are Available For Purchasing Used Cars In Middlesbrough?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our finance experts are on hand to guide you through each option to find the best one for your circumstances.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific situation with our finance team who can advise on the most suitable options.

What Documents Do I Need To Provide When Applying For Car Finance?

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or bank statements). Additional documents may be required depending on your specific circumstances.

How Long Does The Finance Approval Process Take?

The finance approval process can vary, but we aim to make it as quick as possible. In most cases, we can provide a decision within 24 to 48 hours after you have submitted all the necessary documentation.

Can I Use A Part Exchange As A Deposit For My Finance Deal?

Absolutely, we gladly accept part exchanges as a deposit towards your next car purchase. We will assess the value of your current vehicle and this amount can be put towards the deposit on your new car, potentially lowering your monthly payments.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

Generally, there are no specific restrictions on the cars you can purchase with finance from us. We offer a wide range of used cars in Middlesbrough, including electric, family, hot hatch, hybrid, and SUV cars. However, the final approval of finance may depend on the age and condition of the car you choose.