Used Car Finance in Newcastle

At Embleton Motor Company Limited, we offer competitive finance options for used cars in Newcastle. Whether you're looking for a family SUV or an eco-friendly hybrid, our flexible plans make driving away in your ideal car both affordable and straightforward. Visit us to explore your options!

Vehicle Type

Body Type

Price | Monthly

to

Manufacturer

Model

Porsche Cayenne 4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)

Porsche Cayenne

4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)

£28,990

(From £571.15/month)

2015

62,068 miles

Petrol

Automatic

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £28,990 | Total Deposit: £2,899 | Total Amount of Credit: £26,091 | First Payment: £571.15 | 58 Monthly Payments: £571.15 | Final Payment: £571.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £8,178 | Total Amount Payable: £37,168 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Tesla Model 3 (Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

Tesla Model 3

(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

£16,500

(From £290.85/month)

2019

56,579 miles

Electric

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £290.85 | 41 Monthly Payments: £290.85 | Final Payment: £7,177.50 | Agreement Duration: 43 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,543.20 | Total Amount Payable: £21,043.20 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Volkswagen Tiguan 2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

Volkswagen Tiguan

2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£15,695

(From £418.29/month)

2017

81,168 miles

Diesel

Manual

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £15,695 | Total Deposit: £1,569.50 | Total Amount of Credit: £14,125.50 | First Payment: £418.29 | 20 Monthly Payments: £418.29 | Final Payment: £7,605 | Agreement Duration: 22 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,263.59 | Total Amount Payable: £17,958.59 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

MINI Countryman 2.0 Cooper D SUV 5dr Diesel Auto ALL4 Euro 6 (s/s) (150 ps)

MINI Countryman

2.0 Cooper D SUV 5dr Diesel Auto ALL4 Euro 6 (s/s) (150 ps)

£14,000

(From £295.28/month)

2018

55,815 miles

Diesel

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £295.28 | 31 Monthly Payments: £295.28 | Final Payment: £6,097.50 | Agreement Duration: 33 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,946.46 | Total Amount Payable: £16,946.46 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%

Ford Kuga 2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

Ford Kuga

2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

£14,000

(From £329.40/month)

2018

52,550 miles

Diesel

Automatic

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £329.40 | 26 Monthly Payments: £329.40 | Final Payment: £6,210 | Agreement Duration: 28 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,503.80 | Total Amount Payable: £16,503.80 | Annual Fixed Interest Rate: 11.89% | Representative APR: 11.90%

Finance Calculator

Audi A5 2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

Audi A5

2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

£11,500

(From £226.57/month)

2018

114,452 miles

Diesel

Automatic

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £11,500 | Total Deposit: £1,150 | Total Amount of Credit: £10,350 | First Payment: £226.57 | 58 Monthly Payments: £226.57 | Final Payment: £226.57 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,244.20 | Total Amount Payable: £14,744.20 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Vauxhall Grandland X 1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

Vauxhall Grandland X

1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£11,190

(From £206.78/month)

2020

35,110 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £11,190 | Total Deposit: £1,119 | Total Amount of Credit: £10,071 | First Payment: £206.78 | 51 Monthly Payments: £206.78 | Final Payment: £2,628.22 | Agreement Duration: 53 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,309.78 | Total Amount Payable: £14,499.78 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Honda Civic 1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro 6 (s/s) (126 ps)

Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro 6 (s/s) (126 ps)

£10,295

(From £209.34/month)

2018

53,698 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Personal Contract Purchase | Cash Price: £10,295 | Total Deposit: £1,029.50 | Total Amount of Credit: £9,265.50 | First Payment: £209.34 | 28 Monthly Payments: £209.34 | Final Payment: £5,265 | Agreement Duration: 30 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,070.36 | Total Amount Payable: £12,365.36 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Ford C-Max 1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

Ford C-Max

1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

£6,695

(From £131.90/month)

2015

47,279 miles

Diesel

Manual

Not Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £6,695 | Total Deposit: £669.50 | Total Amount of Credit: £6,025.50 | First Payment: £131.90 | 58 Monthly Payments: £131.90 | Final Payment: £131.90 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,888.50 | Total Amount Payable: £8,583.50 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Finance Calculator

Vauxhall Insignia 2.0 CDTi Elite Nav Sports Tourer 5dr Diesel Auto Euro 6 (170 ps)

Vauxhall Insignia

2.0 CDTi Elite Nav Sports Tourer 5dr Diesel Auto Euro 6 (170 ps)

£6,595

(From £129.93/month)

2015

75,800 miles

Diesel

Automatic

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £6,595 | Total Deposit: £659.50 | Total Amount of Credit: £5,935.50 | First Payment: £129.93 | 58 Monthly Payments: £129.93 | Final Payment: £129.93 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,860.30 | Total Amount Payable: £8,455.30 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%

Hyundai ix20 1.4 Active Hatchback 5dr Petrol Manual Euro 5 (90 bhp)

Hyundai ix20

1.4 Active Hatchback 5dr Petrol Manual Euro 5 (90 bhp)

£3,490

(From £68.74/month)

2014

70,557 miles

Petrol

Manual

Compliant

Typical Representative Finance Example

Product: Hire Purchase – Business Users | Cash Price: £3,490 | Total Deposit: £349 | Total Amount of Credit: £3,141 | First Payment: £68.74 | 58 Monthly Payments: £68.74 | Final Payment: £69.74 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £984.40 | Total Amount Payable: £4,474.40 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%

Finance Calculator

Typical Representative Finance Example

Product Hire Purchase	Cash Price £8,395.00
Total Deposit £839.50	Total Amount of Credit £7,555.50
First Payment £175.57	58 Monthly Payments £175.57
Final Payment £185.57	Agreement Duration 60 months
Admin Fee £0.00	Option to Purchase Fee £10.00
Interest Charges £2,988.70	Total Amount Payable £11,383.70
Annual Fixed Interest Rate 7.88%	Representative APR 14.90%

Product Hire Purchase	Cash Price £8,395.00	Total Deposit £839.50	Total Amount of Credit £7,555.50	First Payment £175.57
58 Monthly Payments £175.57	Final Payment £185.57	Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £10.00
Interest Charges £2,988.70	Total Amount Payable £11,383.70	Annual Fixed Interest Rate 7.88%	Representative APR 14.90%

Product Hire Purchase	Cash Price £8,395.00	Total Deposit £839.50	Total Amount of Credit £7,555.50	First Payment £175.57	58 Monthly Payments £175.57	Final Payment £185.57
Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £10.00	Interest Charges £2,988.70	Total Amount Payable £11,383.70	Annual Fixed Interest Rate 7.88%	Representative APR 14.90%

What Finance Options Are Available For Purchasing Used Cars In Newcastle?

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and lifestyle needs.

Can I Apply For Car Finance If I Have Bad Credit?

Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.

What Is The Process For Applying For Car Finance?

The process is straightforward. You can start by filling out our online finance application form. Once submitted, our finance team will review your application and contact you to discuss the next steps.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide decisions as quickly as possible, typically within 24 to 48 hours after you submit your application.

Can I Use A Part Exchange As A Deposit For My Car Finance?

Absolutely, we accept part exchanges as a deposit. We will assess the value of your current vehicle and this amount can be put towards the deposit on your new purchase.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

Generally, there are no restrictions on the cars you can purchase with finance from us. We offer a wide range of used cars in Newcastle, and our team can help you find a vehicle that meets your finance agreement criteria.

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