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Used Car Finance in Newcastle

At Embleton Motor Company Limited, we offer competitive finance options for used cars in Newcastle. Whether you're looking for a family SUV or an eco-friendly hybrid, our flexible plans make driving away in your ideal car both affordable and straightforward. Visit us to explore your options!

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Tesla Model 3 (Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

£16,500

From £294.51/month
Tesla

Tesla Model 3

(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)
£16,500
(From £294.51/month)
2019
56,579 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £294.51 | 40 Monthly Payments: £294.51 | Final Payment: £7,222.50 | Agreement Duration: 42 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,447.41 | Total Amount Payable: £20,947.41 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Volkswagen ID.3 Pro Performance 58kWh Family Hatchback 5dr Electric Auto (204 ps)

£16,000

From £253.47/month
Volkswagen

Volkswagen ID.3

Pro Performance 58kWh Family Hatchback 5dr Electric Auto (204 ps)
£16,000
(From £253.47/month)
2022
22,450 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,000 | Total Deposit: £1,600 | Total Amount of Credit: £14,400 | First Payment: £253.47 | 47 Monthly Payments: £253.47 | Final Payment: £7,357.50 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,124.06 | Total Amount Payable: £21,124.06 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

£13,500

From £310.45/month
Ford

Ford Kuga

2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)
£13,500
(From £310.45/month)
2018
52,550 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,500 | Total Deposit: £1,350 | Total Amount of Credit: £12,150 | First Payment: £310.45 | 26 Monthly Payments: £310.45 | Final Payment: £6,210 | Agreement Duration: 28 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,442.15 | Total Amount Payable: £15,942.15 | Annual Fixed Interest Rate: 11.89% | Representative APR: 11.90%
Ford Puma 1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps)

£12,250

From £209.23/month
Ford

Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£12,250
(From £209.23/month)
2020
36,719 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £12,250 | Total Deposit: £1,225 | Total Amount of Credit: £11,025 | First Payment: £209.23 | 45 Monthly Payments: £209.23 | Final Payment: £5,040 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,639.58 | Total Amount Payable: £15,889.58 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Ford Focus 1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps)

£11,795

From £262.16/month
Ford

Ford Focus

1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps)
£11,795
(From £262.16/month)
2019
57,762 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,795 | Total Deposit: £1,179.50 | Total Amount of Credit: £10,615.50 | First Payment: £262.16 | 31 Monthly Payments: £262.16 | Final Payment: £4,635 | Agreement Duration: 33 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,408.62 | Total Amount Payable: £14,203.62 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Vauxhall Grandland X 1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£10,745

From £198.93/month
Vauxhall

Vauxhall Grandland X

1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£10,745
(From £198.93/month)
2020
35,110 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £10,745 | Total Deposit: £1,074.50 | Total Amount of Credit: £9,670.50 | First Payment: £198.93 | 50 Monthly Payments: £198.93 | Final Payment: £2,674.19 | Agreement Duration: 52 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,149.12 | Total Amount Payable: £13,894.12 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Audi A5 2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

£10,000

From £197.01/month
Audi

Audi A5

2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)
£10,000
(From £197.01/month)
2018
114,452 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £197.01 | 58 Monthly Payments: £197.01 | Final Payment: £197.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,820.60 | Total Amount Payable: £12,820.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Nissan Leaf 40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)

£7,000

From £182.92/month
Nissan

Nissan Leaf

40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)
£7,000
(From £182.92/month)
2018
67,200 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £182.92 | 22 Monthly Payments: £182.92 | Final Payment: £3,172.50 | Agreement Duration: 24 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,079.66 | Total Amount Payable: £8,079.66 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)

£6,995

From £137.82/month
Ford

Ford Kuga

2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)
£6,995
(From £137.82/month)
2014
61,230 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,995 | Total Deposit: £699.50 | Total Amount of Credit: £6,295.50 | First Payment: £137.82 | 58 Monthly Payments: £137.82 | Final Payment: £138.82 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,974.70 | Total Amount Payable: £8,969.70 | Annual Fixed Interest Rate: 6.27% | Representative APR: 11.90%
Ford C-Max 1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

£6,495

From £127.96/month
Ford

Ford C-Max

1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)
£6,495
(From £127.96/month)
2015
47,279 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,495 | Total Deposit: £649.50 | Total Amount of Credit: £5,845.50 | First Payment: £127.96 | 58 Monthly Payments: £127.96 | Final Payment: £127.96 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,832.10 | Total Amount Payable: £8,327.10 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall Zafira Tourer 2.0 CDTi SRi MPV 5dr Diesel Manual Euro 6 (s/s) (170 ps)

£5,500

From £108.36/month
Vauxhall

Vauxhall Zafira Tourer

2.0 CDTi SRi MPV 5dr Diesel Manual Euro 6 (s/s) (170 ps)
£5,500
(From £108.36/month)
2016
78,382 miles
Diesel
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £108.36 | 58 Monthly Payments: £108.36 | Final Payment: £108.36 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,551.60 | Total Amount Payable: £7,051.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall Corsa 1.4i ecoFLEX Excite Hatchback 3dr Petrol Manual Euro 6 (a/c) (90 ps)

£5,500

From £108.36/month
Vauxhall

Vauxhall Corsa

1.4i ecoFLEX Excite Hatchback 3dr Petrol Manual Euro 6 (a/c) (90 ps)
£5,500
(From £108.36/month)
2015
42,484 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £108.36 | 58 Monthly Payments: £108.36 | Final Payment: £108.36 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,551.60 | Total Amount Payable: £7,051.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall ADAM 1.4i Turbo GRAND SLAM Hatchback 3dr Petrol Manual Euro 6 (s/s) (150 ps)

£5,495

From £108.26/month
Vauxhall

Vauxhall ADAM

1.4i Turbo GRAND SLAM Hatchback 3dr Petrol Manual Euro 6 (s/s) (150 ps)
£5,495
(From £108.26/month)
2015
81,484 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,495 | Total Deposit: £549.50 | Total Amount of Credit: £4,945.50 | First Payment: £108.26 | 58 Monthly Payments: £108.26 | Final Payment: £108.26 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,550.10 | Total Amount Payable: £7,045.10 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Hyundai ix35 1.7 CRDi SE SUV 5dr Diesel Manual Euro 5 (s/s) (Nav) (115 ps)

£4,500

From £88.63/month
Hyundai

Hyundai ix35

1.7 CRDi SE SUV 5dr Diesel Manual Euro 5 (s/s) (Nav) (115 ps)
£4,500
(From £88.63/month)
2014
87,576 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £88.63 | 58 Monthly Payments: £88.63 | Final Payment: £89.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,268.80 | Total Amount Payable: £5,768.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Suzuki Swift 1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)

£4,500

From £88.63/month
Suzuki

Suzuki Swift

1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)
£4,500
(From £88.63/month)
2013
50,419 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £88.63 | 58 Monthly Payments: £88.63 | Final Payment: £89.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,268.80 | Total Amount Payable: £5,768.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Typical Representative Finance Example
Product
Hire Purchase		Cash Price
£8,395.00
Total Deposit
£839.50		Total Amount of Credit
£7,555.50
First Payment
£175.57		58 Monthly Payments
£175.57
Final Payment
£185.57		Agreement Duration
60 months
Admin Fee
£0.00		Option to Purchase Fee
£10.00
Interest Charges
£2,988.70		Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%		Representative APR
14.90%
Product
Hire Purchase		Cash Price
£8,395.00		Total Deposit
£839.50		Total Amount of Credit
£7,555.50		First Payment
£175.57
58 Monthly Payments
£175.57		Final Payment
£185.57		Agreement Duration
60 months		Admin Fee
£0.00		Option to Purchase Fee
£10.00
Interest Charges
£2,988.70		Total Amount Payable
£11,383.70		Annual Fixed Interest Rate
7.88%		Representative APR
14.90%
Product
Hire Purchase		Cash Price
£8,395.00		Total Deposit
£839.50		Total Amount of Credit
£7,555.50		First Payment
£175.57		58 Monthly Payments
£175.57		Final Payment
£185.57
Agreement Duration
60 months		Admin Fee
£0.00		Option to Purchase Fee
£10.00		Interest Charges
£2,988.70		Total Amount Payable
£11,383.70		Annual Fixed Interest Rate
7.88%		Representative APR
14.90%

What Finance Options Are Available For Purchasing Used Cars In Newcastle?

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and lifestyle needs.

Can I Apply For Car Finance If I Have Bad Credit?

Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.

What Is The Process For Applying For Car Finance?

The process is straightforward. You can start by filling out our online finance application form. Once submitted, our finance team will review your application and contact you to discuss the next steps.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide decisions as quickly as possible, typically within 24 to 48 hours after you submit your application.

Can I Use A Part Exchange As A Deposit For My Car Finance?

Absolutely, we accept part exchanges as a deposit. We will assess the value of your current vehicle and this amount can be put towards the deposit on your new purchase.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

Generally, there are no restrictions on the cars you can purchase with finance from us. We offer a wide range of used cars in Newcastle, and our team can help you find a vehicle that meets your finance agreement criteria.

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