Used Car Finance in Stockton on Tees

At Embleton Motor Company Limited, we make financing your next used car in Stockton on Tees straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away in your ideal car without any hassle. Visit us to explore our competitive deals.

Tesla Model 3 (Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

£16,500

From £294.51/month
(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)
£16,500
(From £294.51/month)
2019
56,579 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £294.51 | 40 Monthly Payments: £294.51 | Final Payment: £7,222.50 | Agreement Duration: 42 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,447.41 | Total Amount Payable: £20,947.41 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Volkswagen ID.3 Pro Performance 58kWh Family Hatchback 5dr Electric Auto (204 ps)

£16,000

From £253.47/month
Pro Performance 58kWh Family Hatchback 5dr Electric Auto (204 ps)
£16,000
(From £253.47/month)
2022
22,450 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,000 | Total Deposit: £1,600 | Total Amount of Credit: £14,400 | First Payment: £253.47 | 47 Monthly Payments: £253.47 | Final Payment: £7,357.50 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,124.06 | Total Amount Payable: £21,124.06 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

£13,500

From £310.45/month
2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)
£13,500
(From £310.45/month)
2018
52,550 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,500 | Total Deposit: £1,350 | Total Amount of Credit: £12,150 | First Payment: £310.45 | 26 Monthly Payments: £310.45 | Final Payment: £6,210 | Agreement Duration: 28 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,442.15 | Total Amount Payable: £15,942.15 | Annual Fixed Interest Rate: 11.89% | Representative APR: 11.90%
Ford Puma 1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps)

£12,250

From £209.23/month
1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£12,250
(From £209.23/month)
2020
36,719 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £12,250 | Total Deposit: £1,225 | Total Amount of Credit: £11,025 | First Payment: £209.23 | 45 Monthly Payments: £209.23 | Final Payment: £5,040 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,639.58 | Total Amount Payable: £15,889.58 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Ford Focus 1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps)

£11,795

From £262.16/month
1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps)
£11,795
(From £262.16/month)
2019
57,762 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,795 | Total Deposit: £1,179.50 | Total Amount of Credit: £10,615.50 | First Payment: £262.16 | 31 Monthly Payments: £262.16 | Final Payment: £4,635 | Agreement Duration: 33 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,408.62 | Total Amount Payable: £14,203.62 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Vauxhall Grandland X 1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£10,745

From £198.93/month
1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£10,745
(From £198.93/month)
2020
35,110 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £10,745 | Total Deposit: £1,074.50 | Total Amount of Credit: £9,670.50 | First Payment: £198.93 | 50 Monthly Payments: £198.93 | Final Payment: £2,674.19 | Agreement Duration: 52 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,149.12 | Total Amount Payable: £13,894.12 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Audi A5 2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

£10,000

From £197.01/month
2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)
£10,000
(From £197.01/month)
2018
114,452 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £197.01 | 58 Monthly Payments: £197.01 | Final Payment: £197.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,820.60 | Total Amount Payable: £12,820.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Nissan Leaf 40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)

£7,000

From £182.92/month
40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)
£7,000
(From £182.92/month)
2018
67,200 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £182.92 | 22 Monthly Payments: £182.92 | Final Payment: £3,172.50 | Agreement Duration: 24 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,079.66 | Total Amount Payable: £8,079.66 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)

£6,995

From £137.82/month
2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 5 (140 ps)
£6,995
(From £137.82/month)
2014
61,230 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,995 | Total Deposit: £699.50 | Total Amount of Credit: £6,295.50 | First Payment: £137.82 | 58 Monthly Payments: £137.82 | Final Payment: £138.82 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,974.70 | Total Amount Payable: £8,969.70 | Annual Fixed Interest Rate: 6.27% | Representative APR: 11.90%
Ford C-Max 1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

£6,495

From £127.96/month
1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)
£6,495
(From £127.96/month)
2015
47,279 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,495 | Total Deposit: £649.50 | Total Amount of Credit: £5,845.50 | First Payment: £127.96 | 58 Monthly Payments: £127.96 | Final Payment: £127.96 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,832.10 | Total Amount Payable: £8,327.10 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall Zafira Tourer 2.0 CDTi SRi MPV 5dr Diesel Manual Euro 6 (s/s) (170 ps)

£5,500

From £108.36/month
2.0 CDTi SRi MPV 5dr Diesel Manual Euro 6 (s/s) (170 ps)
£5,500
(From £108.36/month)
2016
78,382 miles
Diesel
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £108.36 | 58 Monthly Payments: £108.36 | Final Payment: £108.36 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,551.60 | Total Amount Payable: £7,051.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall Corsa 1.4i ecoFLEX Excite Hatchback 3dr Petrol Manual Euro 6 (a/c) (90 ps)

£5,500

From £108.36/month
1.4i ecoFLEX Excite Hatchback 3dr Petrol Manual Euro 6 (a/c) (90 ps)
£5,500
(From £108.36/month)
2015
42,484 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £108.36 | 58 Monthly Payments: £108.36 | Final Payment: £108.36 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,551.60 | Total Amount Payable: £7,051.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall ADAM 1.4i Turbo GRAND SLAM Hatchback 3dr Petrol Manual Euro 6 (s/s) (150 ps)

£5,495

From £108.26/month
1.4i Turbo GRAND SLAM Hatchback 3dr Petrol Manual Euro 6 (s/s) (150 ps)
£5,495
(From £108.26/month)
2015
81,484 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,495 | Total Deposit: £549.50 | Total Amount of Credit: £4,945.50 | First Payment: £108.26 | 58 Monthly Payments: £108.26 | Final Payment: £108.26 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,550.10 | Total Amount Payable: £7,045.10 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Hyundai ix35 1.7 CRDi SE SUV 5dr Diesel Manual Euro 5 (s/s) (Nav) (115 ps)

£4,500

From £88.63/month
1.7 CRDi SE SUV 5dr Diesel Manual Euro 5 (s/s) (Nav) (115 ps)
£4,500
(From £88.63/month)
2014
87,576 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £88.63 | 58 Monthly Payments: £88.63 | Final Payment: £89.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,268.80 | Total Amount Payable: £5,768.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Suzuki Swift 1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)

£4,500

From £88.63/month
1.2 SZ2 Hatchback 3dr Petrol Manual Euro 5 (94 ps)
£4,500
(From £88.63/month)
2013
50,419 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £88.63 | 58 Monthly Payments: £88.63 | Final Payment: £89.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,268.80 | Total Amount Payable: £5,768.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%

What Finance Options Are Available For Purchasing Used Cars In Stockton On Tees?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our team can provide detailed explanations and help you choose the best option for your needs.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, you can! We work with several lenders who specialise in providing finance to individuals with varied credit histories. We encourage you to apply as we often find solutions for our customers with less than perfect credit.

What Is The Process For Applying For Car Finance At Your Dealership?

The process is straightforward. First, choose your preferred car from our selection. Next, fill out our finance application form. Once submitted, we will review your application and get back to you with the available finance options.

Are There Any Upfront Costs Involved When Applying For Car Finance?

Typically, there may be a deposit that you need to pay when you agree to a finance plan. The amount can vary depending on the vehicle and the terms of the finance agreement. We will provide all the details before you make any commitment.

Can I Use A Part Exchange As A Deposit For My Car Finance?

Absolutely! We accept part exchanges, and the value of your current vehicle can be used towards the deposit for your next car purchase. Our team will assess your vehicle and offer a competitive trade-in value.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the specifics of your application and the lender's processes. We strive to keep you informed every step of the way.