Used Car Finance in York

At Embleton Motor Company Limited, we make financing your next used car in York straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away in your ideal car without any hassle. Visit us to explore our competitive rates and tailored plans.

Porsche Cayenne 4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)

£28,990

From £571.15/month
4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)
£28,990
(From £571.15/month)
2015
62,068 miles
Petrol
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £28,990 | Total Deposit: £2,899 | Total Amount of Credit: £26,091 | First Payment: £571.15 | 58 Monthly Payments: £571.15 | Final Payment: £571.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £8,178 | Total Amount Payable: £37,168 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Tesla Model 3 (Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

£17,399

From £314.26/month
(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)
£17,399
(From £314.26/month)
2019
56,579 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £17,399 | Total Deposit: £1,739.90 | Total Amount of Credit: £15,659.10 | First Payment: £314.26 | 41 Monthly Payments: £314.26 | Final Payment: £7,177.50 | Agreement Duration: 43 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,717.32 | Total Amount Payable: £22,116.32 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Volkswagen Tiguan 2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£15,795

From £423.03/month
2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£15,795
(From £423.03/month)
2017
81,168 miles
Diesel
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £15,795 | Total Deposit: £1,579.50 | Total Amount of Credit: £14,215.50 | First Payment: £423.03 | 20 Monthly Payments: £423.03 | Final Payment: £7,605 | Agreement Duration: 22 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,273.13 | Total Amount Payable: £18,068.13 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

£14,500

From £342.86/month
2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)
£14,500
(From £342.86/month)
2018
52,550 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,500 | Total Deposit: £1,450 | Total Amount of Credit: £13,050 | First Payment: £342.86 | 27 Monthly Payments: £342.86 | Final Payment: £6,097.50 | Agreement Duration: 29 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,647.58 | Total Amount Payable: £17,147.58 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
MINI Countryman 2.0 Cooper D SUV 5dr Diesel Auto ALL4 Euro 6 (s/s) (150 ps)

£14,000

From £290.19/month
2.0 Cooper D SUV 5dr Diesel Auto ALL4 Euro 6 (s/s) (150 ps)
£14,000
(From £290.19/month)
2018
55,815 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £290.19 | 32 Monthly Payments: £290.19 | Final Payment: £6,052.50 | Agreement Duration: 34 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,028.77 | Total Amount Payable: £17,028.77 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
BMW 3 Series 2.0 SE Pro Saloon (2018 - 2022)

£13,990

From £233.41/month
 
£13,990
(From £233.41/month)
2020
66,695 miles
Petrol Plug-in Hybrid
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,990 | Total Deposit: £1,399 | Total Amount of Credit: £12,591 | First Payment: £233.41 | 55 Monthly Payments: £233.41 | Final Payment: £4,210.12 | Agreement Duration: 57 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,690.08 | Total Amount Payable: £18,680.08 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
MINI Electric Hatch Cooper SE 32.6kWh Level 2 Hatchback 3dr Electric Auto (184 ps)

£13,490

From £205.10/month
Cooper SE 32.6kWh Level 2 Hatchback 3dr Electric Auto (184 ps)
£13,490
(From £205.10/month)
2021
8,795 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,490 | Total Deposit: £1,349 | Total Amount of Credit: £12,141 | First Payment: £205.10 | 47 Monthly Payments: £205.10 | Final Payment: £6,727.50 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,431.30 | Total Amount Payable: £17,921.30 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Audi A5 2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

£11,500

From £226.57/month
2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)
£11,500
(From £226.57/month)
2018
114,452 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £11,500 | Total Deposit: £1,150 | Total Amount of Credit: £10,350 | First Payment: £226.57 | 58 Monthly Payments: £226.57 | Final Payment: £226.57 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,244.20 | Total Amount Payable: £14,744.20 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Renault Zoe 52kw GT Line Hatchback (2019 - )

£9,290

From £157.83/month
 
£9,290
(From £157.83/month)
2021
25,255 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £9,290 | Total Deposit: £929 | Total Amount of Credit: £8,361 | First Payment: £157.83 | 47 Monthly Payments: £157.83 | Final Payment: £3,622.50 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,837.34 | Total Amount Payable: £12,127.34 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Nissan Leaf 40kWh Tekna Hatchback 5dr Electric Auto (150 ps)

£7,695

From £150.65/month
40kWh Tekna Hatchback 5dr Electric Auto (150 ps)
£7,695
(From £150.65/month)
2019
55,199 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £7,695 | Total Deposit: £769.50 | Total Amount of Credit: £6,925.50 | First Payment: £150.65 | 36 Monthly Payments: £150.65 | Final Payment: £3,195 | Agreement Duration: 38 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,843.55 | Total Amount Payable: £9,538.55 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Fiat 500 1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)

£6,995

From £160.54/month
1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp)
£6,995
(From £160.54/month)
2018
25,312 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,995 | Total Deposit: £699.50 | Total Amount of Credit: £6,295.50 | First Payment: £160.54 | 24 Monthly Payments: £160.54 | Final Payment: £3,487.50 | Agreement Duration: 26 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,205.50 | Total Amount Payable: £8,200.50 | Annual Fixed Interest Rate: 11.89% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 6 (s/s) (150 ps)

£5,695

From £112.21/month
2.0 TDCi Titanium SUV 5dr Diesel Manual 2WD Euro 6 (s/s) (150 ps)
£5,695
(From £112.21/month)
2015
89,500 miles
Diesel
Manual
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £5,695 | Total Deposit: £569.50 | Total Amount of Credit: £5,125.50 | First Payment: £112.21 | 58 Monthly Payments: £112.21 | Final Payment: £113.21 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,608.10 | Total Amount Payable: £7,303.10 | Annual Fixed Interest Rate: 6.27% | Representative APR: 11.90%
Fiat Panda 0.9 TwinAir Trekking Hatchback 5dr Petrol Manual Euro 6 (s/s) (85 bhp)

£3,995

From £78.68/month
0.9 TwinAir Trekking Hatchback 5dr Petrol Manual Euro 6 (s/s) (85 bhp)
£3,995
(From £78.68/month)
2014
68,189 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £3,995 | Total Deposit: £399.50 | Total Amount of Credit: £3,595.50 | First Payment: £78.68 | 58 Monthly Payments: £78.68 | Final Payment: £79.68 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,126.30 | Total Amount Payable: £5,121.30 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Hyundai ix20 1.4 Active Hatchback 5dr Petrol Manual Euro 5 (90 bhp)

£3,490

From £68.74/month
1.4 Active Hatchback 5dr Petrol Manual Euro 5 (90 bhp)
£3,490
(From £68.74/month)
2014
70,557 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £3,490 | Total Deposit: £349 | Total Amount of Credit: £3,141 | First Payment: £68.74 | 58 Monthly Payments: £68.74 | Final Payment: £69.74 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £984.40 | Total Amount Payable: £4,474.40 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%

What Finance Options Are Available For Purchasing Used Cars In York?

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and lifestyle needs.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.

What Is The Process For Applying For Car Finance?

The process is straightforward. You can start by filling out our online finance application form. Once submitted, our finance team will review your application and contact you to discuss the next steps.

How Quickly Can I Get Approved For Car Finance?

Approval times can vary, but we aim to respond to all applications within 24 to 48 hours. Once approved, we can proceed with finalising the finance agreement and arranging the collection or delivery of your car.

Are There Any Fees Or Charges Associated With Car Finance?

We are transparent about any fees or charges that may apply to your car finance agreement. These will be clearly outlined in your finance agreement, which we recommend you read carefully before signing.

Can I Use A Part Exchange As A Deposit For Car Finance?

Absolutely, we accept part exchanges as a deposit towards your next car purchase. We will assess the value of your current vehicle and apply this as a deposit for your new car finance agreement.