Used Car Finance in York

At Embleton Motor Company Limited, we make financing your next used car in York straightforward and stress-free. Our flexible finance options are designed to suit your budget, ensuring you can drive away in your ideal car without any hassle. Visit us to explore our competitive rates and tailored plans.

Porsche Cayenne 4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)

£28,990

From £571.15/month
4.8T V8 Turbo SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (520 ps)
£28,990
(From £571.15/month)
2015
62,068 miles
Petrol
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £28,990 | Total Deposit: £2,899 | Total Amount of Credit: £26,091 | First Payment: £571.15 | 58 Monthly Payments: £571.15 | Final Payment: £571.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £8,178 | Total Amount Payable: £37,168 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Tesla Model 3 (Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)

£16,500

From £290.85/month
(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp)
£16,500
(From £290.85/month)
2019
56,579 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £290.85 | 41 Monthly Payments: £290.85 | Final Payment: £7,177.50 | Agreement Duration: 43 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,543.20 | Total Amount Payable: £21,043.20 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Volkswagen Tiguan 2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£15,695

From £418.29/month
2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£15,695
(From £418.29/month)
2017
81,168 miles
Diesel
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £15,695 | Total Deposit: £1,569.50 | Total Amount of Credit: £14,125.50 | First Payment: £418.29 | 20 Monthly Payments: £418.29 | Final Payment: £7,605 | Agreement Duration: 22 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,263.59 | Total Amount Payable: £17,958.59 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Kuga 2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)

£14,000

From £329.40/month
2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)
£14,000
(From £329.40/month)
2018
52,550 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £329.40 | 26 Monthly Payments: £329.40 | Final Payment: £6,210 | Agreement Duration: 28 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,503.80 | Total Amount Payable: £16,503.80 | Annual Fixed Interest Rate: 11.89% | Representative APR: 11.90%
Audi A5 2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)

£11,500

From £226.57/month
2.0 TDI 40 S line Coupe 2dr Diesel S Tronic Euro 6 (s/s) (190 ps)
£11,500
(From £226.57/month)
2018
114,452 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £11,500 | Total Deposit: £1,150 | Total Amount of Credit: £10,350 | First Payment: £226.57 | 58 Monthly Payments: £226.57 | Final Payment: £226.57 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,244.20 | Total Amount Payable: £14,744.20 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall Grandland X 1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£11,190

From £206.78/month
1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£11,190
(From £206.78/month)
2020
35,110 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,190 | Total Deposit: £1,119 | Total Amount of Credit: £10,071 | First Payment: £206.78 | 51 Monthly Payments: £206.78 | Final Payment: £2,628.22 | Agreement Duration: 53 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,309.78 | Total Amount Payable: £14,499.78 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Honda Civic 1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro 6 (s/s) (126 ps)

£10,295

From £209.34/month
1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro 6 (s/s) (126 ps)
£10,295
(From £209.34/month)
2018
53,698 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £10,295 | Total Deposit: £1,029.50 | Total Amount of Credit: £9,265.50 | First Payment: £209.34 | 28 Monthly Payments: £209.34 | Final Payment: £5,265 | Agreement Duration: 30 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,070.36 | Total Amount Payable: £12,365.36 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Nissan Leaf 40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)

£7,000

From £182.92/month
40kWh 2.Zero Hatchback 5dr Electric Auto (150 ps)
£7,000
(From £182.92/month)
2018
67,200 miles
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £182.92 | 22 Monthly Payments: £182.92 | Final Payment: £3,172.50 | Agreement Duration: 24 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,079.66 | Total Amount Payable: £8,079.66 | Annual Fixed Interest Rate: 11.91% | Representative APR: 11.90%
Ford C-Max 1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)

£6,695

From £131.90/month
1.6 TDCi Titanium MPV 5dr Diesel Manual Euro 5 (115 ps)
£6,695
(From £131.90/month)
2015
47,279 miles
Diesel
Manual
Not Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,695 | Total Deposit: £669.50 | Total Amount of Credit: £6,025.50 | First Payment: £131.90 | 58 Monthly Payments: £131.90 | Final Payment: £131.90 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,888.50 | Total Amount Payable: £8,583.50 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Vauxhall Insignia 2.0 CDTi Elite Nav Sports Tourer 5dr Diesel Auto Euro 6 (170 ps)

£6,595

From £129.93/month
2.0 CDTi Elite Nav Sports Tourer 5dr Diesel Auto Euro 6 (170 ps)
£6,595
(From £129.93/month)
2015
75,800 miles
Diesel
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,595 | Total Deposit: £659.50 | Total Amount of Credit: £5,935.50 | First Payment: £129.93 | 58 Monthly Payments: £129.93 | Final Payment: £129.93 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,860.30 | Total Amount Payable: £8,455.30 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Ford Fiesta 1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)

£6,500

From £128.06/month
1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)
£6,500
(From £128.06/month)
2017
44,104 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £6,500 | Total Deposit: £650 | Total Amount of Credit: £5,850 | First Payment: £128.06 | 58 Monthly Payments: £128.06 | Final Payment: £128.06 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,833.60 | Total Amount Payable: £8,333.60 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
Hyundai ix20 1.4 Active Hatchback 5dr Petrol Manual Euro 5 (90 bhp)

£3,490

From £68.74/month
1.4 Active Hatchback 5dr Petrol Manual Euro 5 (90 bhp)
£3,490
(From £68.74/month)
2014
70,557 miles
Petrol
Manual
Compliant
Typical Representative Finance Example
Product: Hire Purchase – Business Users | Cash Price: £3,490 | Total Deposit: £349 | Total Amount of Credit: £3,141 | First Payment: £68.74 | 58 Monthly Payments: £68.74 | Final Payment: £69.74 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £984.40 | Total Amount Payable: £4,474.40 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%
Product
Hire Purchase
Cash Price
£8,395.00
Total Deposit
£839.50
Total Amount of Credit
£7,555.50
First Payment
£175.57
58 Monthly Payments
£175.57
Final Payment
£185.57
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£2,988.70
Total Amount Payable
£11,383.70
Annual Fixed Interest Rate
7.88%
Representative APR
14.90%

What Finance Options Are Available For Purchasing Used Cars In York?

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and lifestyle needs.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.

What Is The Process For Applying For Car Finance?

The process is straightforward. You can start by filling out our online finance application form. Once submitted, our finance team will review your application and contact you to discuss the next steps.

How Quickly Can I Get Approved For Car Finance?

Approval times can vary, but we aim to respond to all applications within 24 to 48 hours. Once approved, we can proceed with finalising the finance agreement and arranging the collection or delivery of your car.

Are There Any Fees Or Charges Associated With Car Finance?

We are transparent about any fees or charges that may apply to your car finance agreement. These will be clearly outlined in your finance agreement, which we recommend you read carefully before signing.

Can I Use A Part Exchange As A Deposit For Car Finance?

Absolutely, we accept part exchanges as a deposit towards your next car purchase. We will assess the value of your current vehicle and apply this as a deposit for your new car finance agreement.